Down Payment Gifting

If accepting a “gift” for your down payment, closing costs, or earnest money is part of your mortgage financing strategy, it’s important to understand that FHA, VA and USDA have strict guidelines to follow in accepting and using the gift.

Below you will find a gift letter procedure handout accompanied by a Certified Down Payment Gift Letter.  Please make sure to follow each step to a “T” and do not hesitate to contact me directly if you have any questions.

CLICK HERE TO DOWNLOAD THE GIFT LETTER & INSTRUCTIONS